Important Things to Know When You Get Hurt at Work

February 14, 2017

You have been hurt at work, and after receiving medical attention for your injury, you will not be able to work. This can be a confusing time while you are dealing with the pain of the injury and your inability to do anything you might begin to wonder what is going to happen to you and your family while you are out of work recuperating from your injury. Pennsylvania workers’ compensation is a state-run program that will pay you a partial wage-loss benefit while you are out of work from a workplace injury. It also covers your medical expenses for the workplace-related injury or illness. Those are just the basics of Pennsylvania workers’ compensation. Here is some more, vital information that you need to know when you are going to be receiving workers’ compensation:
  • Reporting your injury is important. If you do not report your injury within 21 days, or at the longest, 120 days from the date of the injury, your workers’ compensation claim could be denied.
  • Filing a claim for benefits. After you report your injury with your employer, you must file a claim for benefits with the Pennsylvania Bureau of Workers’ Compensation.
  • Keep careful records. Make sure to keep copies of your medical records related to the workplace injury. It is also vital that keep copies of the disability slips that you get from every doctor appointment. Disability slips document your disability status, whether you are released to work and any appropriate work restrictions. While you are out on disability be sure to follow your doctor’s orders.
  • Double-check your weekly wage amount. Your wage-loss benefits for worker’s compensation is based on your weekly wage amount in 13-week segments. It should include, overtime, bonuses, vacation time and shift differentials. If the number they are using for your weekly wages is not accurate, you could be losing out on hundreds or thousands of dollars. Your attorney can work with your employer to make sure that this number is accurate.
  • Be mindful during your interactions with your employer’s insurer. Your employer’s workers’ compensation insurer is paying your wage-loss disability benefits and your medical expenses, which makes them hyper-vigilant about spotting insurance fraud. Be aware that they will be recording any conversations you have with your adjuster, they will likely have you under video surveillance randomly at you home and in public places trying to catch you doing something that you should not be able to do given your disability status and doctor’s orders.

Be careful to read and understand every form that receive from the insurance company. If you do not understand it, or if it is inaccurate, talk to an experienced, Philadelphia workers’ compensation attorney from Larry Pitt & Associates who will represent your interests and make sure that you get the compensation you are entitled to after a workplace injury or occupational disease diagnosis.

Being involved in an accident at work where you get injured or being diagnosed with an occupational illness can create lots of new challenges in your life. When you are unable to work because of your illness or injury, the skilled Philadelphia workers’ compensation attorneys at Larry Pitt & Associates are here to protect your right to fair compensation. Please call 888.PITT.LAW or fill out our contact form to make an appointment for a free consultation at one of our office locations today. We serve clients throughout Berks, Bucks, Chester, Delaware, Montgomery and Philadelphia Counties.