How Does Workmans’ Comp Pay?

June 4, 2019

Workers Compensation The Pennsylvania Workers’ Compensation Act is a no-fault insurance system that compensates injured workers for lost wages and medical expenses. It covers any injury or occupational disease that is related to and happens during your employment. If you suffer an injury in a work-related accident, the first thing you must do is tell your employer or supervisor. Waiting can jeopardize your right to benefits. If you wait longer than 120 days to report your injury, you may forfeit your right to any benefits.

Be sure to see a medical professional about your injury so that it has been documented – even for something you feel is minor. Some seemingly minor injuries develop into major ones over time.

Payment of Benefits

After you give notice of your injury, your employer’s insurance company has 21 days to either deny your claim or send you a “Notice of Compensation Payable.” The insurance carrier first determines your average weekly wage (AWW), which is dependent on a number of factors, such as whether you were earning income from jobs other than the one where you were injured, how much overtime you earned in the year prior to your accident, and whether you are eligible to collect other disability benefits. If you are unable to work at all, workers’ comp wage benefits typically amount to around two-thirds of what your wages were before the injury.

If your injury qualifies as a disability, you must be disabled for at least seven days before you can receive workers’ compensation benefits. The insurance carrier will pay you every day after 7 days of disability. However, if your disability continues for 14 days you can be paid for all days starting from day one.

Workers’ compensation benefits are not considered wages earned so they are not taxed when they are paid to you and you do not have to declare them when you file your taxes. It is important to note that after calculating your average weekly wage, that number will not change from the day you were injured and for all future payments. Any cost of living or union-negotiated changes to wages at your job will not be taken into consideration for your benefits. For this reason alone, it is advisable to seek counsel from an experienced work injury lawyer when filing a claim for benefits.

Contact a Work Injury Lawyer in Philadelphia for Help with Your Claim

If you have been injured in an accident while on the job, you may be eligible for workers’ compensation. At Larry Pitt & Associates, P.C. we know the Pennsylvania workers’ compensation system and will fight to get you the maximum allowable compensation for your case. Call 888-PITT-LAW today or contact us online to schedule your free consultation with a skilled work injury lawyer in Philadelphia.

For over 35 years, we have helped injured workers in Abington, AmblerArdmore, Bala Cynwyd, BensalemClifton Heights, Crum Lynne, DarbyDowningtown, Doylestown, Drexel Hill, Essington, Folcroft, Glenolden, HaverfordHavertownHolmesKutztown, LansdowneMedia, Merion Station, Morton, Narberth, Norristown, Norwood, Philadelphia, Prospect Park, Quakertown, Reading, RoxboroughSharon HillUpper DarbyWest Chester, and WynnewoodPennsylvania.