Are My Prescriptions Covered Under Social Security Disability?

July 22, 2015

Social Security Disability (SSD) benefits are only money and don’t cover medication or other healthcare needs. If you are eligible for SSD, you may be entitled to Medicare coverage. Medicare part A is free to those receiving SSD benefits, but parts B and D may require you to pay a premium. However, if your income is limited, the premiums may be paid by the state.

There are four parts to Medicare:

  • Hospital insurance (Part A) helps pay for inpatient care in a hospital or skilled nursing facility (following a hospital stay), some home health care and hospice care.
  • Medical insurance (Part B) helps pay for services from doctors and other health care providers, outpatient care, home health care, durable medical equipment and some preventive services.
  • Medicare Advantage plans (Part C) are available in many areas. People with Medicare Parts A and B can choose to receive all of their health care services through one of these provider organizations under Part C.
  • Prescription drug coverage (Part D) helps pay for the costs of prescription drugs.”

Therefore, if you qualify for Social Security Disability Benefits, then you automatically qualify for Medicare Part A. If you have Medicare Part A, you can enroll in Medicare Parts B and D to help pay for the cost of medical equipment and prescriptions.

The Social Security Administration offers many benefits and excellent services, but filing and processing a claim, navigating the system, and properly enrolling in all the programs that can help you can be difficult without experience. Having an experienced legal team on your side can ensure that you get the best and most comprehensive care available to you.

Social Security Disability attorneys know the application process inside and out. Choosing to work with our team at Larry Pitt & Associates will give you access to advice and representation that will improve your chances of being approved for SSD benefits. If you’re confused about your eligibility or your coverage, contact our offices today. We serve SSD clients in Berks, Bucks, Chester, Delaware, Montgomery and Philadelphia Counties, and will help you through this difficult time.