How Much Money Can I Get for My Social Security Disability Benefits?

April 29, 2015

When you are hurt or ill and are unable to work, you probably worry a lot about money: how will I pay my bills? Who will take care of my family? Thankfully, the social Security Administration offers disability benefits to people who are sick or injured, provided those people fit the eligibility requirements. In order to collect the benefits, you must:

  • Have a disability that prevents you from working, and
  • Be unable to work for at least 12 months because of that disability, and/or
  • Have an illness, injury or impairment that may prove fatal, and
  • Have paid into the Social Security system for a certain amount of time

Social Security Disability payments will likely not be the same amount as your salary, but they are based on how much you put into the system (kind of like unemployment insurance).

Budgeting with SSD

If your application is approved for SSD benefits, you will start getting a check six (6) months after your disability started: thus, a person whose disability began on January 1, 2015 will be given a payment starting July 1, 2015. If it takes longer than six months for your SSD application to be processed, the Social Security Administration will give you retroactive payments.

According to their website, the estimated average monthly Social Security benefits for this year are:

Disabled Worker, Spouse and One or More Children $1,976
All Disabled Workers $1,165


How much you actually receive each month can be affected by not only how long you have paid into the system, but also:

  • Whether or not you are collecting workers’ compensation
  • Any pensions you have from a local, state or federal government
  • Any pensions you receive from an employer who does not take Social Security out from your paychecks
  • Any outside income you can receive while collecting benefits

It is imperative that you contact a Social Security disability lawyer before you do any work “on the side” for a number of reasons, but especially because if you are able to work, you may no longer be able to receive your benefits. If you are convicted of a crime and incarcerated in a jail or a prison, the SSA will stop sending you benefits as well.

If you are unsure about the process of applying for SSD benefits, contact Larry Pitt & Associates for help. Our experienced Philadelphia Social Security Disability lawyers have the answers you need. We maintain 6 office locations to better serve our clients in and around Berks, Bucks, Chester, Delaware, Montgomery and Philadelphia Counties.